Sagicor Protection & Flexibility

Read our article in The Chamber Magazine, eversion

Sagicor’s Total Protector Plan makes the road to recovery smoother.

Life insurance is essential for the protection of individuals and families in cases where unfortunate situations cannot be anticipated or prevented. At Sagicor, we offer the best critical illness plans to help lessen the financial burden. Sagicor Life of the Cayman Islands has gained a solid reputation as an innovative market leader in the Caribbean Life Insurance Industry, and our strength is built on a stable foundation as we strive to offer the very best in quality service and products to our valued clients. Our Total Protector Plan was designed to provide you with a flexible approach to your personal financial planning needs.

The Total Protector Plan is a non-medical plan that is available to persons between the ages eighteen (18) and sixty (60) and provides:

  • Critical Illness Insurance
  • Life Insurance
  • Accidental dismemberment and in hospital benefit
  • Cash value generated from regular investment premium
  • Life insurance for a dependent child or children up to the age of eighteen (18)

This Critical Illness Insurance provides a lump sum cash benefit to a maximum of US$50,000 in the event you are diagnosed with Cancer, Heart Attack, Coma, Paralysis or Major Burns.
Life Insurance covers fifty percent (50%) of the total cash benefit chosen for critical illness

Accidental Dismemberment and In-Hospital Benefit offers you a cash benefit in accordance with pre-determined conditions, should you suffer any loss arising from an accident. The total amount payable is fifty percent (50%) of the sum insured and the benefit is available twice during the life of the policy providing both claims are unrelated and separated by at least twelve (12) months.

A Cash Value component provides the option to pay Regular Investment Premiums into an Accumulated Fund and receive strong and competitive investment returns. Ninety-one percent (91%) of each premium is invested into the fund where interest is credited monthly as determined by the Company.

Life Insurance Coverage for Your Children is available for an additional premium and pays a benefit of twenty-five percent (25%) of the total cash benefit chosen for critical illness. You may purchase insurance on the life of any named child below age eighteen (18) at the time of application and premiums are paid in accordance with the conditions outlined for the life insured.
Kindly contact your Sagicor Advisor to discuss how this and any of our other products can be part of a wise approach to your complete financial well-being.


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