In Cayman, drink driving, extreme speeding, dangerous or careless manoeuvres, refusing to cooperate with police or even failing to report a medical condition can all take a driver off the road.

Drink past the 0.07% blood-alcohol content limit, drive at double the speed limit or walk away from a collision and you could be facing fines, criminal charges and a licence suspension that lasts months or even years.

Here are the five most common ways Cayman motorists can lose their licences.

Driving under the influence

Few offences take drivers off the road faster than alcohol. A January 2025 stop on Rex Crighton Boulevard showed how quickly a night out can unravel. A 22-year-old speeding at 62 miles per hour in a 40 mph zone blew more than twice Cayman’s drink-drive limit. She resisted arrest and became disorderly in custody, later facing DUI-related charges, an automatic licence suspension and the prospect of jail time.

Incidents like these underscore why Cayman lowered its blood-alcohol limit from 0.1% to 0.07% in 2022 – tougher than Jamaica, Canada, Florida and the UK.

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“There is a mandatory 12-month disqualification and that could increase where there are repeat offenders,” RCIPS Superintendent Adrian Seales said of DUIs.

Under the Traffic Act, driving while impaired carries up to six months in prison, fines up to $1,000 and and an automatic year-long driving ban. Refusing to be tested triggers the same penalties. If impairment causes a death, prison time rises to 10 years with a mandatory five-year disqualification upon release.

Speeding

“Speeding greatly increases your chances of being involved in a collision and makes it far more likely that the consequences of a collision will be serious, or even deadly,” RCIPS Chief Superintendent Brad Ebanks said in a previous appeal for people to practise safe driving.

Cayman’s top speed anywhere, unless posted lower, is 50 mph. Fines start at $20 per each mile per hour over the limit; once the total hits $500, the case goes to court and drivers can face a minimum 12-month suspension. Driving at more than twice the limit triggers an automatic six-month ban, with the court able to impose a longer suspension.

Reckless, dangerous or careless driving

It is an offence to drive in any way that is dangerous to the public.

Dangerous driving can mean up to a year in jail, a $1,000 fine and an automatic 12-month ban or, on conviction on indictment, a two-year suspension and a $3,000 fine. If it results in a death, the charge becomes an indictable offence, with penalties of up to 10 years in prison and an automatic five-year ban from driving.

Careless or inconsiderate driving can bring six months’ imprisonment or a $1,000 fine and up to a 12-month driving ban. In addition, operating a vehicle “without care and attention” or “without reasonable consideration”, causing the death of another person, can lead, on conviction, to a $10,000 fine or seven years in prison, or to both, and automatic disqualification from holding a licence for at least three years. The same applies when a fatal collision involves an unlicensed or uninsured driver.

Refusing to provide information to a police officer

Police cooperation is non-negotiable and refusing to comply can cost you your licence. Refusing to give your name, address or date of birth, or giving false details, is an arrestable offence. Vehicle owners who decline to say who was behind the wheel face the same liability. A conviction carries a $500 fine and a potential 12-month ban.

Penalties escalate sharply in a crash. Leaving the scene, failing to report the accident or refusing to identify yourself can mean $2,000 in fines, a year in prison and licence disqualification. A moment of panic can strip driving privileges just as quickly as a DUI.

Medical conditions

Licences can also be revoked without any traffic stop. If the director of the Department of Vehicle and Drivers’ Licensing determines a driver has a medical “relevant disability” that would have prevented them from being licensed, the licence can be cancelled by written notice. Drivers have seven days to surrender it.

Motorists must also report any new or worsening medical condition immediately.

The bottom line

Once a ban is ordered, the consequences are immediate. Drivers must surrender their licence on the spot, which stays with DVDL until the ban ends. Courts can also require offenders to restart the entire licensing process.

In a previous reminder issued by the RCIPS, Inspector Andre Tahal of the Traffic and Roads Policing Unit said, “Our officers are out on patrol and will continue to target and prosecute persons who engage in unsafe driving behaviours.”

“The best choice of action is to slow down, drive safely and avoid becoming involved in a collision or being prosecuted for an offense. And if you are going to drink, ensure you arrange an alternate way to get home safely.”