Don’t raise health insurance rates

In response to the headlines of your paper of 16 November, 2007, I note that blame was once again laid at the lack of health insurance.

Mr. Hamaty, the Jamaican consulate, noted that we don’t have socialised medicine. God be praised that we don’t and he wondered what the answer is.

Well, I have the answer.

When women on work permits become pregnant it is best if they return to their home country.

It is a shame for them to remain here and receive what they term as inferior care when a quick plane flight can take them to free expert medical care at home. I mean this to apply to all whom this statement suits.

I hope the powers that be will adopt this principle for we the Cayman people cannot afford higher medical insurance.

Pregnancy is not an accident and with all the modern available options, should not cause a problem.

We are each responsible for ourselves and when deciding to start a family must realise that this is a huge responsibility and decide whether it is a situation that one can cope with. The vast majority of people are against the death penalty, abortion and suicide and term these as serious matters.

Well, the creation of life, I believe, is a much more serious matter, but it would seem that people do not stop to consider the responsibilities involved and when problems arise they expect them to be the problem of others and to say the least, this is very unfair.

I have, over the years, experienced much sickness in my family costing me substantial amounts in doctors’ and hospital fees herein Cayman and overseas in Jamaica and America.

In all instances I had to pay or do without and most of the time had to pay before the family member could leave the Island.

One particular case was when a family member was involved in a serious accident and it was recommended that he be taken by air ambulance to Miami for special medical care.

Until I could prove to the hospital in Miami that all expenses would be met, no arrangements could be made for the patient to be transferred there. This is the procedure that has to be followed and all in Cayman should be thankful that we are fortunate enough to have some place that we can be sent to when the need arises.

I trust that the HIC will not entertain the thought of a forced increase in health insurance. Those who believe they require extra coverage are free to buy it. They should not expect this added cost to be borne by others.

The introduction of health insurance and pension was not intended, in my opinion, to be a cure for everything. It was, I believe, a means to point people in the right direction in hopes that they would become aware of their responsibilities.

The cost of pension and health insurance at the same time was a serious concern for all, but more so for small businesses and many were not able to cope with the additional cost.

A forced increase in either of these areas could prove to be a death knell for many Caymanian-owned businesses.

It is clear that the cost of living is overwhelming and that we are pricing ourselves out of the tourist market. So beware of added increases brought on however good the intention might be.

Let not the silent majority be ruled by the vocal minority.

Brainard D. Watler

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