Crime spurs free alarm system offer

In a sign of the times with more home break-ins, Cayman First Insurance Company and The Security Centre are offering a free basic home alarm system to customers who take out or renew a home insurance policy.

Homeowners have to pay a monthly monitoring fee, but the system itself and its installation are free.

Cayman First General Manager Michael Gayle said home insurance is supposed to give policyholders peace of mind.

“What we’ve found is that crime is affecting… peace of mind in a way insurance can’t address,” he said.

The way the programme works is that when a residential customer signs up for a new home policy or renews an existing policy with Cayman First, they will be given a certificate to redeem at The Security Centre, which will arrange for a free safety inspection of their home.  The offer is also open to residents of condominiums in any strata insured by Cayman First.

The certificate is good for a free basic alarm system, but homeowners can opt to upgrade the system and get $499 deducted from the cost. Customers must contract to have the system monitored and maintained by The Security Centre for a minimum of two years for a cost of $55 per month.

With monitoring, if the alarm goes off, The Security Centre Monitoring Station is notified and representatives telephone the customer to determine the situation. In an emergency, they call the police.

Frank Brennan, vice president of operations at The Security Centre Ltd, said the monitoring system provides homeowners with extra peace of mind.

“It’s like having someone else watching over and protecting your home.”

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