Today’s Editorial October 17: Health insurance a must

If you’re an employer and you’re not providing health insurance for your employees you should start getting nervous about now.

The Caymanian Compass has published several news stories over the past few weeks about people who sustained injuries and weren’t covered under a health insurance policy.

Not only is it wrong for employees not to be covered, it’s illegal.

Employers are bound, under Cayman law, to make sure their employees are adequately insured for health.

Ignorance of the law is no excuse.

Those caught flouting the law are subject to a fine as much as $10,000. It’s an expensive error if you’re caught.

It’s evident the law works, as convictions are being made.

And if the Health Insurance Commission has its way, those fines and penalties could be increased.

But we don’t think increasing fines is enough to make employers meet the standards of the law.

There has to be some kind of cooperation with the Health Insurance Commission and the Department of Immigration.

No work permit should be renewed without proof of medical insurance.

Of course that would only take care of the expatriate population.

There also needs to be some provision in place that ensures working Caymanians are also adequately insured.

Employers who aren’t providing health insurance for their employees should be turned in.

Employees who aren’t receiving health coverage should notify the Health Insurance Commission.

That’s truly the only way rogue employers are going to be made to do the right thing by their workers.

Those who run the Health Insurance Commission are concerned, and rightfully so, about the number of employed people who are not receiving adequate health insurance.

While they have the law on their side, they can’t do it alone.

Those who know of employers abusing the system must speak up.

We can’t let another worker in Cayman be denied health care because of a lack of insurance.

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